Workers' compensation is one of the greatest programs mandated by the U.S. government. Without such a program, it is safe to say that injured employees in Omaha and elsewhere would be lost and their families would likely suffer great hardships. Most workers know that the program replaces a portion of the injured worker's wages while he or she recovers, but additional types of compensation are also readily available.
Workplace accidents and injuries can take you away from your job for days, weeks, months or even years, depending upon their severity. In many cases, an injured worker may qualify for workers' compensation disability benefits. However, the most common goal shared by injured workers involves returning to the workforce in some capacity.
Nebraska is a great place in which to live and raise a family, but it is not without its share of natural disaster injury risks. Blizzards and tornados are just two examples of how nature can wreak havoc on our state. Anyone can suffer injuries during a natural disaster, but what happens if a calamity occurs while you are working and you suffer injuries? Will workers' compensation insurance cover your injuries in the face of an act of nature?
When someone dies in an on-the-job accident, their financial dependents -- like their children, their spouse and other dependent family members -- might be surprised to discover that they may be able to receive workers' compensation death benefits. These benefits could compensate family members and dependents for the income they have lost as a result of their deceased mother, father, husband or wife.
When you get hurt so badly on the job that you need to take time away from work to recover, you will usually be able to qualify for workers' compensation wage replacement benefits.
Anyone who spends a lot of time working in a construction site runs the risk of getting electrocuted. Because an electrocution could be deadly or result in catastrophic injuries, it's vital that construction workers are alert, cautious and careful to prevent such accidents from happening. Here are a few tips from the Occupational Safety and Health Administration (OSHA) for staying safe around electricity at work:
If you worked in the mines and have developed black lung, then you know that it is likely linked to the toxins you were inhaled in the mines. The Federal Black Lung Program is designed to help people like yourself.
Workers' compensation insurance is there to protect people who are hurt on the job. Workers' compensation kicks in when you have to go to the hospital or see your doctor for an injury that develops because of your job.
Workers' compensation plays a special role in helping people get the care they need after a workplace injury. For many, this is an immense help, since it covers medical bills and some lost wages during recovery. Any time someone is hurt, workers' compensation could provide the support needed in a trying time.
Sometimes, the people who are hired to keep everyone safe are the ones who are in the most danger. This is particularly true for emergency medical teams, police and even firefighters. They put themselves in harm's way often, doing what they can to help others.