In the aftermath of a workplace injury, you are likely overwhelmed mentally in addition to the physical pain you feel. Though you may not have all of your faculties, there are rules about which doctor you can see in certain instances if you seek workers’ compensation.
Protect yourself by knowing which physician you should see before the unexpected occurs.
What medical bills does workers’ comp cover?
Workers’ comp insurance paid for by an employer covers most medical and hospitalization costs for work-related ailments. In addition, the insurance covers prescription medications, prosthetic limbs and necessary equipment.
Can you choose any doctor to treat your injury?
Certain regulations dictate whether you can select your own physician to treat you for work-related injuries. As an employee, you reserve the right to choose a doctor that has kept your medical records if your employer notifies you to this effect. In the event that you either do not have or elect a doctor, your employer can pick the physician for you. If the company fails to notify you of your options for choosing a healthcare provider, the restrictions imposed on doctor selection dissipate. This means that you can see any physician you want to see.
For extreme injuries such as those requiring surgery or amputation, employees can select their own medical professional to perform the necessary procedure.
If you or a loved one sustains a work-related injury, be sure to follow the rules for selecting a physician to get the medical workers’ compensation coverage you need.