Workers’ compensation denial is rare, but it does happen. Risk and Insurance claim that 67 percent of these denials payout within 12 months. Once converted, employees stand to earn up to 50 percent more for their claims after an initial rejection.
Even though the odds are in your favor, you should still take steps to avoid denial. Continue reading this article to learn some common reasons compensation rejection happens.
Delaying your report
When you suffer an injury at work, you have a certain amount of time to report it. If you miss the deadline for filing a claim, you decrease your chances of compensation. Try to file a report as soon as possible. If you get fired or quit before reporting your injury, you also reduce the success rate of your claim.
Using an unapproved doctor
Depending on your state, choosing the wrong doctor might complicate your claim. In Nebraska, you can select your own doctor if you have used their services before. In Iowa, it is safer to use the doctor your employer provides.
Providing consistent reports to your employer and doctor is crucial to receiving benefits. If you change your story, you risk losing workers’ compensation. Know your account and stick to it.
Lack of evidence
Document the scene of your accident with photographs. This is especially important if there were no witnesses. The more evidence you have, the more likely you will win your claim.
Your employer might resist paying you what you deserve. Do not decrease your chances of receiving compensation. Follow the correct procedure and avoid delay.