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Workers’ compensation for first responders is essential

On Behalf of | Apr 22, 2024 | workers' compensation, Workplace Accident |

Workers’ compensation provides benefits to employees who suffer job-related injuries or illnesses. In Nebraska and Iowa, as in other states, this no-fault system ensures that all workers receive medical care and financial compensation without the need to prove negligence. For first responders like firefighters, law enforcement officers and EMS personnel,  workers’ compensation is an incredibly crucial safety net for those routinely exposed to high-risk situations. It typically covers medical expenses, rehabilitation costs, and a portion of lost wages.

The challenges of filing a claim

First responders perform some of the most critical and dangerous jobs, and when they’re injured, navigating the complexities of workers’ comp claims can be daunting. Setting aside the challenges of injury recovery, first responders face administrative challenges:

  • Ensuring that the claim is filed correctly and within the required timeframes.
  • Fighting first responder’s coverage if a claim is initially disputed or denied.
  • Securing the full range of benefits entitled under the law, including specialized treatments.
  • Navigating the intricacies of both Nebraska and Iowa workers’ compensation laws.

Common injuries first responders endure

First responders face a myriad of extreme risks in their line of duty. Some common injuries they encounter include:

  • Musculoskeletal injuries: Strains and sprains from lifting or other physical exertions.
  • Exposure to toxins: Illnesses resulting from exposure to hazardous chemicals or smoke.
  • Mental health issues: Sometimes overlooked by administrators, post-traumatic stress disorder (PTSD) due to exposure to traumatic events can be debilitating.
  • Burns and scalds: Injuries from fires or chemical exposures.
  • Hearing loss: Damage due to exposure to loud noises.
  • Infectious diseases: Contracting diseases through contact with the public.

Helping those who help others

Every day, Kansas’ and Iowa’s first responders answer the call to help their fellow citizens in their time of need, but sometimes they are the ones who need the help. Those having difficulty getting the compensation they deserve can get from attorneys who handle workers’ compensation claims.