Serious injuries at the workplace endanger your ability to earn a living and provide for your family. You might believe your company has your best interest in mind, but the reality is insurance companies will try to pay the least amount possible for your medical bills.
According to the Nebraska Workers’ Compensation Court, every employer with at least one employee must cover their employees for injuries. However, this does not guarantee you receive the amount of coverage you need.
Protect yourself from denied claims
You need to file for workers’ compensation immediately after a serious workplace injury that causes chronic pain, temporary or permanent disability, or illness. The sooner you file the claim, the better chance you have to avoid a denial. Keep in mind that your employer has ten days to report the incident to the court. It is not your responsibility to notify the court once you report your injury to your employer.
You have the right to appeal
Unfortunately, sometimes employers deny workers’ compensation knowing their employees will not appeal the decision. You have a right to appeal the decision if your employer denies the claim or if you are not happy with the outcome. For instance, even if you receive a payout, you may find your Social Security disability payment reduced. Do not accept an unsatisfactory outcome due to your ignorance of the process. Take time to learn about Nebraska’s policy concerning your rights as a worker.
Dishonest employers will take advantage of their employees if they believe the worker does not understand the legal process. After you suffer an injury at work, educate yourself so that you do not face an unfair denial or payout.